转载的英文短文，学习英文，同时也学习如何下该如何掌控自己的 MONEY 为以后做好打算。

A new year is here. And even if you’ve already broken the resolutions you made at the end of the holiday season, it’s never too late to make new ones, especially when it comes to your finances.

Here are eight financial decisions you can make now that you’ll never regret. Make the moves on this list soon, and you’ll dramatically increase your odds of a happy financial future.